Project your future net worth with year-by-year compound interest — free, private, runs entirely in your browser.
Try it Free →Simulates assets each year using your investment return, with income and expenses compounding at their own growth rates.
Pinpoints the age when your annual investment returns can cover your yearly expenses — your theoretical financial freedom point.
Automatically marks the age you first reach 1M, 5M and 10M so you can see how far each goal really is.
An ECharts area chart of your net worth over time; hover any age to see that year's income, expenses and total assets.
Toggle between nominal amounts and inflation-adjusted real value to understand what your money will actually be worth.
Every calculation runs locally in your browser. Your financial data is never uploaded or stored on any server.
Fill in your current age, target age, current savings, monthly income and monthly expenses.
Adjust income growth, expense growth (inflation) and annual investment return — or keep the sensible defaults.
Add events like buying a house or a yearly bonus, each with an age and a positive or negative amount.
Instantly see your projected wealth, the growth curve, milestones, your FIRE age and a year-by-year breakdown.